IMPORTANT UPDATES

REGISTER AN ACCOUNT AND LOGIN TO SUBMIT FORMS ELECTRONICALLY AND ACCESS THE FOLLOWING:

-Health Fund Hour Bank Detail

-Pension Hours and Credits

FORMS


Retirement Benefit Application

To apply for your pension, please complete the forms and mail along with any noted documentation to the Fund Office.

Direct Deposit Form

To sign up for direct deposit complete this form and return it to the Fund Office.

Retiree Return to Work Form

If you retired and are returning to work under the temporary 600-hour rule, you must complete this form and return it to the Fund Office.

Tax Withholding Form

To change the amount of the taxes withheld from your pension payment, complete this form and return it to the Fund Office.

Change of Name Form

Complete this form to change or correct your name, and return it to the Fund Office.

Change of Address Form

Complete this form to change or correct your mailing address and/or name, and return it to the Fund Office.

PLAN DOCUMENTS & NOTICES


Summary Plan Description (SPD)

The SPD summarizes the key provisions of the Plan and includes important information about your benefits from the Plan.

How to Read Your Statement

Refer to this instructional document for a description of your personal benefit information listed on your annual pension statement.

FREQUENTLY ASKED QUESTIONS

To apply for your pension, you will need to complete an Application for Benefits. You should apply for your pension at least 90 days prior to your retirement date. Please complete the forms and mail along with any noted documentation to the Fund Office.
To sign up for direct deposit complete a Direct Deposit Form and return it to the Fund Office.
To change the amount of the taxes withheld from your pension payment, complete a Tax Withholding Forms and return it to the Fund Office.
In order to change your mailing address, you must complete a Change of Address Form. You may print and complete the form, or you may contact the Fund Office and a form will be mailed to you.
Complete a Beneficiary Designation Form and mail to the Fund Office.
Your surviving spouse may be entitled to a 50% Joint & Survivor pre-retirement death benefit if you pass away prior to receiving benefits from the Plan. The form, amount and commencement date of the benefit payments depend upon various factors, including the date of your death.
If you divorce (whether before or after retirement), your spouse may be entitled to receive a portion or all of your pension benefit in accordance with the terms of a Qualified Domestic Relations Order (QDRO). Under the terms of a QDRO, certain payments could be made from your benefits to pay alimony, child support, or marital property rights to your former spouse, child, or other dependent. If you divorce, you must contact the Fund Office to ensure your benefits are paid properly.

A QDRO may affect the amount of pension benefit you will receive or are receiving. A copy of the Fund’s procedures for handling QDROs will be provided to you, free of charge, upon request. If you have questions about QDROs, please contact the Fund Office.
Contact the National Electrical Benefit Fund Office at 301-556-4339 or visit their website at https://www.nebf.com/nebf/.
Contact the IBEW Pension Benefit Fund Office at 202-833-7000
If you have any questions about your eligibility, benefits or claims, contact the Fund Office at (218) 724-8883 or (877) 908-3863.

LIFE EVENTS

Marriage

Before Retirement - If you are married while you are working, your qualified spouse becomes your beneficiary for any Plan benefits you have earned. In order for your spouse to be eligible for benefits, you must be legally married to one another under applicable state law or the laws of a foreign jurisdiction. In addition, one year of marriage is required in some cases. A spouse is also someone who is required to be treated as a spouse or surviving spouse under a Qualified Domestic Relations Order (QDRO).

If you die before your pension benefit begins, your spouse may be eligible to receive a pre-retirement surviving spouse pension.

After Retirement - Your pension benefit is not affected when you marry after you have begun to receive a pension benefit. It is not affected because once you begin to receive a pension benefit, you cannot change the form of payment you are receiving. Your new spouse will not qualify for a benefit regardless of the form of payment you are receiving.

Disability

To apply for a disability pension, you will need to complete an Application for Benefits. Please complete the forms and mail along with any noted documentation to the Fund Office.

Moving

If you have recently moved, please complete a Change of Address Form.

Loss of Employment

If your employment is interrupted before you are vested, you may lose your accumulated vesting service and pension credits. However, once you are vested, you will not lose your accumulated vesting service or pension credits. Certain interruptions may not result in a break in service. Some breaks in service do not result in a loss of vesting service and pension credits, but do impact how your benefits are calculated (see Leaving Work Section starting on page 10 of the Summary Plan Description).

Divorce

If you and your spouse get a divorce or legal separation, your spouse will no longer be eligible for coverage. Your spouse may elect to continue coverage under COBRA for up to 36 months upon divorce or legal separation. You or your spouse must notify the Fund Office, within 60 days of the divorce or separation date for your spouse to obtain COBRA continuation coverage. You must also submit a copy of the divorce decree to the Fund Office.

Retirement

If you meet certain criteria defined in the pension Summary Plan Description you may be eligible to receive a pension. Please contact the Fund Office for your retiree options for continuing health coverage.

Death

If you die after your pension payments begin and you were receiving your pension in the form of a 50% (or 75% or 100%) spousal pension, your spouse will receive 50% (75% or 100%) of the amount you were receiving for the rest of his or her lifetime. Please contact the Fund Office for more information.

VISIT
National Electrical Benefit Fund